Bank & credit card bonus tracker
Every bonus, tracked all the way to the payout.
SuperChurn keeps every requirement, deadline, and payout date in one place, so you always know what to do next and when it’s safe to close the account.
Free during alpha · No bank login · No card needed
Checking bonus
Everyday Checking
- Bonus expected
- Dec 12
- Safe to close
- Mar 3
- Chase 5/24
- 3/24
Private by design
No bank logins, ever
SuperChurn never asks for bank or card credentials, account numbers, or your SSN.
No ads, no data selling
Your churning history is yours. There are no ads and no third-party trackers.
Export anytime
Download everything you've recorded as a file, whenever you want.
Terms with sources
Curated offers show where their terms come from and when they were last checked.
How it works
Three steps from sign-up bonus to cash in hand.
- 1
Add a bonus
Pick an offer from the curated catalog, or enter the terms of any bonus yourself.
- 2
Follow the checklist
Each requirement gets its own progress and deadline, worked out from your open or approval date.
- 3
Get paid, close safely
See when the bonus should post, when the account is safe to close, and when you're eligible again.
What you get
Built for people who take bonuses seriously.
Requirement tracking
Spend, deposits, direct deposits, debit purchases, and balances, with real numbers, not just checkboxes.
Deadline math, done for you
Day and month windows anchored to the right date, in your own timezone.
From application to re-eligibility
Every account moves through clear stages, so you always know what's next.
Chase 5/24 estimate
Counted from the cards you've recorded. At or over 5/24? See the date you drop back under.
Curated offers
Real bank and card bonuses with their requirements already structured for tracking.
History you can trust
Every change is kept in an audit trail, and corrections never erase what happened.
Works on your phone and computer. Add it to your home screen and it opens like an app.
Current bonuses
Find your next bonus.
Bank and credit card bonuses, each checked against the issuer’s own terms, with the requirements, deadlines, and fees spelled out.
- Checking account bonusesCash bonuses for opening a checking account, usually for setting up direct deposit within a few months.
- Savings account bonusesBonuses for bringing new money to a savings account and keeping it there for a while.
- Brokerage account bonusesBonuses for opening a brokerage or investment account and bringing in new money or assets, usually kept there for a set time.
- Business bank and card bonusesBonuses for business checking accounts and business credit cards.
- Credit card sign-up bonusesWelcome offers for new credit cards, usually for spending a set amount in the first few months.
Free tools
Quick answers, no sign-up.
Free calculators for the questions that come up with every bonus. They run in your browser, and nothing you enter is saved.
- Chase 5/24 CalculatorCount the cards that affect Chase 5/24, see when each drops off, and find the date you're back under 5/24.
- Bank Bonus CalculatorWhat a bank bonus is really worth after fees, taxes, and the interest your money could earn elsewhere.
- Bonus Deadline CalculatorThe exact deadline for a minimum spend or deposit requirement, the pace you need, and a safe finish-by date.
- Safe-to-Close Date CalculatorThe earliest date you can close a bank account without an early-closure fee or losing the bonus.
- Direct Deposit PlannerSee which paychecks land inside a bank bonus's deposit window, and the smallest split that meets it.
Pricing
Free during alpha.
Every feature, no card required. You’re early, and your feedback shapes what we build next.
Questions
Is SuperChurn free?
Yes. It's free while SuperChurn is in alpha. If paid features come later, we'll say so clearly before anything changes.
Do I need to connect my bank or card accounts?
No. SuperChurn never connects to your bank and never asks for login details or account numbers. You record progress yourself, which keeps your financial accounts completely separate.
Where do the offers come from?
Curated offers are taken from the issuer's published terms and list their source. Terms can change at any time, so always confirm them with the bank or card issuer before you apply.
How accurate is the 5/24 count?
It's an estimate based on the cards you record. It isn't an approval prediction, and Chase makes the final decision.
Will SuperChurn remind me about deadlines?
Not yet. Deadlines and next steps are shown on your dashboard whenever you open the app; email reminders aren't available during alpha.
Can I get my data out?
Yes. Settings lets you download everything you've recorded, and permanently delete your account and all of its data any time.
Stop tracking bonuses in a spreadsheet.
Free during alpha · No bank login · No card needed