Verified termsApply by Jan 31, 2027

Axos Bank

Basic Business Checking

Business checking

$200

Cash bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

  1. Maintain $3,000 for 120 days

    Average $3,000+ in 4 of the first 5 statement months ($50 each)

    Maintain balance · Within 5 months of account opening

    Terms: “a $50 payout can be earned in any four (4) of the first five (5) statement cycles ... the average daily balance ... must be at least $3,000 for that statement cycle”

Fees and keeping the account open

Monthly fee
None
Keep the account open
180 days after account opening
Keep the account open 180 days or an early closure fee of up to $200 may apply.
Offer terms

For new businesses only: established less than one calendar year before applying, with owners who have never held an Axos Small Business account. Apply for Basic Business Checking with Axos's promo code by Jan 31, 2027 and fund the account within 60 days. Earn $50 for each of up to four of the first five statement cycles (calendar months, including the opening month) in which the average daily balance is at least $3,000, up to $200. Each $50 is paid within 10 business days after the qualifying cycle; the account must be open and in good standing. Keep the account open 180 days or an early closure fee of up to $200 may apply. May be reported on Form 1099-MISC or 1099-INT. No monthly maintenance fee.

Source and verification

Verified Sep 25

Checked against the source below. Terms can change, so confirm with the issuer before applying.

Last verified
Sep 25, 2026
Source
Official issuer terms
Terms effective from
Jan 30, 2025
Last day to apply
Jan 31, 2027

View official issuer terms (opens the issuer's site in a new tab)

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