Capital One
- Requirement
- Spend $30,000 within 3 months
- Fee
- $150 annual fee
- Expiration
- No end date stated
Wells Fargo
Business checking
$825
Cash bonus
All 2 are required
Maintain $25,000 for 30 days
Have $25,000+ by day 30 and keep it through day 60 ($2,500 earns $400; $10,000 earns $550)
Maintain balance · Within 60 days of account opening
Terms: “The account balance as of day 30 will determine the maximum cash bonus ... Maintain the account balance in your account through day 60 from account opening”
5 qualifying transactions within 60 days
Complete 5 qualifying posted transactions (debit purchases, bill pay, deposits)
Qualifying transactions · Within 60 days of account opening
Terms: “Complete 5 or more qualifying posted transactions within the 60-day qualification period”
From Wells Fargo’s offer terms · checked Sep 25, 2026. Eligibility is the bank’s decision; confirm with it before you apply.
New Wells Fargo business checking customers only. Open a new Initiate, Navigate or Optimize Business Checking account with the bonus code by Nov 10, 2026. Deposit $2,500 or more by day 30; your balance on day 30 sets the bonus: $2,500–$9,999 earns $400, $10,000–$24,999 earns $550, $25,000+ earns $825. Keep that balance through day 60 (dropping a tier reduces the bonus). Complete 5 or more qualifying posted transactions within the 60 days: business debit card purchases, Wells Fargo Bill Pay payments, and deposits by mobile, ATM, teller, ACH or wire. Zelle, withdrawals, transfers between Wells Fargo accounts, RTP/FedNow transfers and debit card credits don't count. Paid within 30 days after the 60-day period; the account must be open and unrestricted. One business checking bonus per business and per owner in 24 months; not available if you own a Wells Fargo business checking account or closed one in the last 90 days. Reported as income.
Checked against the source below. Terms can change, so confirm with the issuer before applying. How we check offers
View official issuer terms (opens the issuer's site in a new tab)
Capital One
U.S. Bank
Chase
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