Verified termsApply by Nov 10, 2026

Wells Fargo

Initiate Business Checking

Business checking

$825

Cash bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 2 are required

  1. Maintain $25,000 for 30 days

    Have $25,000+ by day 30 and keep it through day 60 ($2,500 earns $400; $10,000 earns $550)

    Maintain balance · Within 60 days of account opening

    Terms: “The account balance as of day 30 will determine the maximum cash bonus ... Maintain the account balance in your account through day 60 from account opening”

  2. 5 qualifying transactions within 60 days

    Complete 5 qualifying posted transactions (debit purchases, bill pay, deposits)

    Qualifying transactions · Within 60 days of account opening

    Terms: “Complete 5 or more qualifying posted transactions within the 60-day qualification period”

Fees and keeping the account open

Monthly fee
$15
Keep the account open
Not stated
When the bonus posts
About 90 days after the requirements are met
Paid within 30 days after the 60-day qualification period, once all requirements are met.
Offer terms

New Wells Fargo business checking customers only. Open a new Initiate, Navigate or Optimize Business Checking account with the bonus code by Nov 10, 2026. Deposit $2,500 or more by day 30; your balance on day 30 sets the bonus: $2,500–$9,999 earns $400, $10,000–$24,999 earns $550, $25,000+ earns $825. Keep that balance through day 60 (dropping a tier reduces the bonus). Complete 5 or more qualifying posted transactions within the 60 days: business debit card purchases, Wells Fargo Bill Pay payments, and deposits by mobile, ATM, teller, ACH or wire. Zelle, withdrawals, transfers between Wells Fargo accounts, RTP/FedNow transfers and debit card credits don't count. Paid within 30 days after the 60-day period; the account must be open and unrestricted. One business checking bonus per business and per owner in 24 months; not available if you own a Wells Fargo business checking account or closed one in the last 90 days. Reported as income.

Source and verification

Verified Sep 25

Checked against the source below. Terms can change, so confirm with the issuer before applying.

Last verified
Sep 25, 2026
Source
Official issuer terms
Terms effective from
Sep 25, 2026
Last day to apply
Nov 10, 2026

View official issuer terms (opens the issuer's site in a new tab)

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