Live Oak Bank
Verified terms- Requirement
- Deposit $20,000 by Oct 16 · +2 more
- Fee
- No monthly fee
- Expiration
- Apply by Oct 16, 2026
Verified termsApply by Jan 10, 2027
E*TRADE (Morgan Stanley Private Bank)
Premium Savings
Savings
$400
Cash bonus
Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.
How to earn it
All 2 are required
Deposit $20,000 within 30 days
Deposit $20,000+ in new money ($100,000 earns $800)
Deposit · Within 30 days of account opening
Terms: “Deposit a minimum of $20,000 or more in net-new funds* over the first 30 days following account opening”
Maintain $20,000 for 45 days
Average $20,000+ on days 31–75
Maintain balance · Within 75 days of account opening
Terms: “The average daily balance calculation will begin from Day 31 after account opening and will end 45 days following”
Fees and keeping the account open
- Monthly fee
- Not stated
- Keep the account open
- Not stated
- When the bonus posts
- About 105 days after the requirements are met
- Paid within 30 days after the 45-day maintenance period (about 105 days after opening).
- Taxes
- Usually reported on a 1099-INT (as interest).
Offer terms
Open a new E*TRADE Premium Savings Account (Morgan Stanley Private Bank) on etrade.com with the promo code between Sep 15, 2026 and Jan 10, 2027. Deposit net-new funds (from outside Morgan Stanley and its affiliates) within 30 days: $20,000–$99,999 earns $400; $100,000 or more earns $800. Then keep an average daily balance of at least that tier's minimum ($20,000 or $100,000) for the 45 days after the deposit period; a lower average drops you to the lower tier. Paid within 30 days after the maintenance period (about day 105); the account must be open and in good standing. Lifetime limit of two Premium Savings cash bonuses. Reported on Form 1099-INT. Includes a 4.25% promotional APY for 6 months.
Source and verification
Verified Sep 25
Checked against the source below. Terms can change, so confirm with the issuer before applying.
- Last verified
- Sep 25, 2026
- Source
- Official issuer terms
- Terms effective from
- Sep 15, 2026
- Last day to apply
- Jan 10, 2027
View official issuer terms (opens the issuer's site in a new tab)
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