Verified termsApply by Oct 16, 2026

Live Oak Bank

Personal Savings

Savings

$300

Cash bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 3 are required

  1. Deposit $20,000 by Oct 16

    Fund $20,000 from outside Live Oak by 5 p.m. ET October 16, 2026; date-only tracking does not enforce the cutoff.

    Deposit · By Oct 16, 2026

    Terms: “by 5:00 p.m. ET on October 16th, 2026”

  2. Maintain $20,000 for 90 days

    Maintain $20,000 continuously; record when the threshold was first reached, then confirm the full maintenance period.

    Maintain balance · No deadline stated in the terms

    Terms: “90 consecutive days”

  3. Confirm timely new-account opening, external funding and—if an existing customer—the required existing-account benchmark throughout maintenance; otherwise mark that condition not applicable.

    Other requirement · No deadline stated in the terms

Fees and keeping the account open

Monthly fee
None
Keep the account open
Not stated
A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing.
When the bonus posts
About 45 days after the requirements are met
Payment within 45 days after the completed maintenance period; account must remain open and unrestricted. The automated date display cannot enforce the 5 p.m. ET cutoff.
Offer terms

Open during September 8–October 16 and externally fund $20,000 by 5 p.m. ET October 16. Maintain that balance for 90 consecutive days from first reaching it. Existing customers must also preserve their aggregate existing-savings benchmark from September 7 at 11:59:59 p.m. ET throughout that period. Internal funds are excluded. One bonus per TIN per promotion; fiduciary accounts excluded. No minimum opening balance for the underlying product. Bank may withhold for suspected fraud. Payment within 45 days after the completed maintenance period; account must remain open and unrestricted. The automated date display cannot enforce the 5 p.m. ET cutoff. A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing. U.S. citizen or permanent resident with valid SSN; temporary work authorization does not qualify. State/territory completeness not established; confirm directly. SuperChurn does not determine issuer approval or complete bonus eligibility. Confirm the offer in your own application; tracked progress is based on information you enter.

Source and verification

Verified Sep 25

Checked against the source below. Terms can change, so confirm with the issuer before applying.

Last verified
Sep 25, 2026
Source
Official issuer terms
Terms effective from
Sep 8, 2026
Last day to apply
Oct 16, 2026

View official issuer terms (opens the issuer's site in a new tab)

Similar bonuses

Chase

Verified terms

$200

Savings

Savings

Requirement
Deposit $10,000 within 30 days · +1 more
Fee
$5 monthly fee
Expiration
Apply by Oct 14, 2026