Access Checking

Checking

$600

Cash bonus

Apply Track this bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 2 are required

$500 direct deposit within 90 days
Direct deposits totaling $500+
Direct deposit · Within 90 days of account opening
Terms: “recurring direct deposits totaling $500 or more within 90 days of account opening from an employer or government agency”
Maintain $10,000 for 60 days
Average $10,000+ across Associated deposit accounts on days 31–90 (for the $600 tier)
Maintain balance · Within 90 days of account opening
Terms: “the sum of the average daily balance for all your open Associated Bank deposit accounts for days 31-90”

Fees and keeping the account open

Monthly fee: None
Keep the account open: 12 months after account opening; Must remain open 12 months; if closed sooner, Associated may deduct the bonus before closing.
When the bonus posts: About 120 days after the requirements are met; Paid within 120 days of account opening.
Available in: IA, IL, IN, KS, MI, MN, MO, OH, WI; Online opening limited to these states. Not available if you received an Associated Bank personal checking bonus in the last 24 months and have or had an Associated checking account in the last 12 months. $25 minimum opening deposit.

Offer terms

Open a new personal Associated Bank checking account (Access Checking: $25 minimum opening deposit) and fund it by Oct 31, 2026. Receive recurring direct deposits totaling $500 or more from an employer or government agency within 90 days of opening (P2P payments and transfers don't count). The bonus is based on the total average daily balance across all your personal Associated deposit accounts (same primary owner) for days 31–90: $1,000–$4,999.99 earns $300, $5,000–$9,999.99 earns $400, $10,000+ earns $600. Paid within 120 days of opening. The account must stay open 12 months or the bonus may be deducted. One per customer. Online opening limited to IA, IL, IN, KS, MI, MN, MO, OH and WI. Not available if you received a personal checking bonus in the last 24 months and have or had an Associated checking account in the last 12 months. May be reported on Form 1099.