Personal Checking or eChecking

Checking

$500

Cash bonus

Apply Track this bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 4 are required

$500 direct deposit within 60 days
Establish direct deposit of at least $500 per month into your checking account
Direct deposit · Within 60 days of account opening
Terms: “Establish direct deposit of at least $500 per month into your checking account”
8 qualifying transactions within 60 days
Make 8 debit card transactions
Qualifying transactions · Within 60 days of account opening
Terms: “Make 8 debit card transactions”
Enroll in Online Banking and eStatements
Other requirement · Within 60 days of account opening
Terms: “Enroll in Online Banking; Enroll in eStatements”
Open the account with promo code Checking500
Other requirement · No deadline stated in the terms
Terms: “Promo code: Checking500”

Who can get this bonus

New customers only“Members cannot have an existing KCCU checking account.”
Once per member“Limit one bonus per member.”

From Kellogg Community Credit Union (KCCU)’s offer terms · checked Oct 5, 2026. Eligibility is the bank’s decision; confirm with it before you apply.

Fees and keeping the account open

Monthly fee: Not stated
Keep the account open: 12 months after account opening; KCCU's fee schedule charges $20.00 to close an account within 1 year (it covers savings, checking and/or debit cards). The offer page states no clawback.
Available in: MI; Michigan only: KCCU membership is open to people who live, work, worship or attend school in Michigan, to businesses and other legal entities located in Michigan, and to relatives of KCCU members. Joining needs a minimum $5.00 savings deposit. Members can't have an existing KCCU checking account, and the limit is one bonus per member. Use promo code Checking500. Applies to Personal Checking or eChecking. KCCU's fee schedule (effective 10/5/2026) lists no monthly or minimum balance fee for eChecking; paper statements cost $3.00 each.

Offer terms

Open a new KCCU Personal Checking or eChecking account with promo code Checking500 and earn $500. Within 60 days of opening: enroll in Online Banking, enroll in eStatements, establish direct deposit of at least $500 per month into your checking account, and make 8 debit card transactions. The bonus is deposited 60 days after account opening if all requirements are met and the account is in good standing. Members cannot have an existing KCCU checking account. Limit one bonus per member. Limited time offer; offer subject to change at any time without notice.