360 Checking

Checking

$300

Cash bonus

Apply Track this bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 3 are required

2 direct deposits within 75 days
Receive 2 qualifying direct deposits of $500 or more each
Direct deposits · Within 75 days of account opening
Terms: “Set up and receive at least 2 Qualifying Direct Deposits each of $500 or more to your 360 Checking account within 75 days of account opening.”
Fund the account (any amount) within 60 days of opening, or Capital One closes it automatically
Other requirement · Within 60 days of account opening
Terms: “Your 360 Checking account must be funded within 60 days of account opening, otherwise it will automatically close.”
Open with promo code OFFER300 from Capital One's offer page
Other requirement · No deadline stated in the terms

Who can get this bonus

New customers only“Not available if you have or had a 360, Simply or Total Control Checking account (primary or secondary) on or after Jan 1, 2024.”

From Capital One’s offer terms · checked Sep 27, 2026. Eligibility is the bank’s decision; confirm with it before you apply.

Fees and keeping the account open

Monthly fee: None
Keep the account open: Until the bonus posts; Keep it open and in good standing until the bonus is deposited (within 135 days of opening). The 360 Checking disclosures list no closing fee, and the offer has no clawback.
Available in: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; 50 states/DC or APO/FPO; age 18+, U.S. citizen or lawful permanent resident, U.S. mobile, SSN/ITIN and U.S.-chartered linked bank. Paperless enrollment required.

Offer terms

Open a new 360 Checking account with promo code OFFER300 from Capital One's offer page. Receive at least 2 qualifying direct deposits of $500 or more each within 75 days of account opening: regular income such as salary, pension or government payments, sent by ACH or real-time payment from your employer or another outside payer. Wire transfers and transfers started from Capital One's website or app don't count. Fund the account within 60 days of opening or Capital One closes it automatically. Not available if you have or had a 360, Simply or Total Control Checking account (primary or secondary) on or after Jan 1, 2024. Can't be combined with any other 360 Checking opening offer, and valid for one new 360 Checking account. No monthly fee. Reported on Form 1099-INT. Capital One assesses the bonus after day 75 and pays it within 135 days of opening; the account must be open and in good standing at payout. The 360 Checking disclosures list no closing fee, and the offer has no clawback.