360 Checking

Checking

$250

Cash bonus

Track this bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 4 are required

2 direct deposits within 75 days
Receive two qualifying direct deposits, each at least $500.
Direct deposits · Within 75 days of account opening
Terms: “at least 2 Qualifying Direct Deposits each of $500 or more”
Confirm each counted deposit meets the $500 minimum and the issuer's income-source/payment-rail rules.
Other requirement · Within 75 days of account opening
Confirm CHECKING250 was applied and record the bank-confirmed opening date.
Other requirement · No deadline stated in the terms
Deposit $0.01
Fund to establish account opening under the agreement; this is separate from bonus deposits.
Deposit · No deadline stated in the terms
Terms: “This means your balance must be at least a penny.”

Fees and keeping the account open

Monthly fee: None
Keep the account open: Not stated; A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing.
Available in: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; 50 states/DC or APO/FPO; age 18+, U.S. citizen or lawful permanent resident, U.S. mobile, SSN/ITIN and U.S.-chartered linked bank. Paperless enrollment required.

Offer terms

Select CHECKING250 at opening; cannot stack with DEBIT250 or other opening promotions. Two qualifying deposits must EACH meet $500 within 75 days. Regular income through ACH/RTP qualifies under the issuer's source restrictions; wire transfers and excluded ACH/Capital One-initiated transfers do not. Primary/secondary 360, Simply or Total Control Checking ownership since 2024-01-01 excludes the bonus. Funding of at least one cent establishes opening under the account agreement; use the bank-confirmed opening date. Assessment after day 75; payment by day 135 from opening if qualified. Remain open and in good standing through payment. A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing. 50 states/DC or APO/FPO; age 18+, U.S. citizen or lawful permanent resident, U.S. mobile, SSN/ITIN and U.S.-chartered linked bank. Paperless enrollment required. SuperChurn does not determine issuer approval or complete bonus eligibility. Confirm the offer in your own application; tracked progress is based on information you enter.