Verified termsApply by Oct 14, 2026

Chase

Total Checking

Checking

$400

Cash bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 2 are required

  1. $1,000 direct deposit within 90 days

    Receive $1,000 qualifying direct deposits; set this requirement's explicit start date to coupon enrollment.

    Direct deposit · Within 90 days of the start date in the terms

    Terms: “within 90 days of coupon enrollment.”

  2. Confirm promotion enrollment, prior-account eligibility and that counted deposits meet the bonus definition.

    Other requirement · No deadline stated in the terms

Fees and keeping the account open

Monthly fee
$15
Each statement period: $500 qualifying electronic deposits OR $1,500 beginning-daily balance OR $5,000 qualifying average combined balance OR eligible linked checking. At least the first two statement periods are waived.
Keep the account open
Not stated
A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing.
When the bonus posts
About 15 days after the requirements are met
Payment within 15 days after all conditions; remain open and unrestricted at payout.
Offer terms

Open through this promotion by October 14. Receive $1,000 cumulative qualifying direct deposits within 90 days of COUPON ENROLLMENT. Payroll, pension or government-benefit deposits qualify; checks, P2P, microdeposits, transfers, tax refunds and other listed exclusions do not. Existing checking, closure within 90 days, or negative-balance closure within three years excludes. One bonus every two years from prior enrollment; one per account. Opening funding minimum not established. Fee-waiver deposits use a broader definition. Payment within 15 days after all conditions; remain open and unrestricted at payout. A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing. U.S. consumer offer. Complete state/territory eligibility was not established; confirm availability with the issuer before applying. SuperChurn does not determine issuer approval or complete bonus eligibility. Confirm the offer in your own application; tracked progress is based on information you enter.

Source and verification

Verified Sep 25

Checked against the source below. Terms can change, so confirm with the issuer before applying.

Last verified
Sep 25, 2026
Source
Official issuer terms
Terms effective from
Sep 24, 2026
Last day to apply
Oct 14, 2026

View official issuer terms (opens the issuer's site in a new tab)

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