Perks Checking

Checking

$400

Cash bonus

Track this bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 3 are required

$500 direct deposit within 90 days
Receive $500 qualifying regular ACH direct deposits.
Direct deposit · Within 90 days of account opening
Terms: “total qualifying direct deposits of $500 or more within 90 days from account opening.”
Confirm the account has remained open for at least 90 days. Record the actual qualifying date; never complete early.
Other requirement · No deadline stated in the terms
Terms: “Maintain an open account status”
Confirm regional eligibility and promotion code at opening.
Other requirement · No deadline stated in the terms

Fees and keeping the account open

Monthly fee: $10; Waived with $1,000 total monthly deposits OR $5,000 eligible relationship balances.
Keep the account open: Not stated; A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing.
When the bonus posts: About 14 days after the requirements are met; Bonus within 14 days after all conditions, including 90 days open. Remain open until payment; completing the 90-day condition does not establish safe closure.
Available in: AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, TN, TX, WV, WI; Regional offer; residence must be in one of the listed states. Promotion code must be claimed through the issuer offer page at opening.

Offer terms

Open with promotion by September 30; receive $500 cumulative qualifying ACH income deposits within 90 days and keep the account open at least 90 days. RTP, P2P and internal transfers are excluded. Existing personal-checking relationships, including fiduciary, or closure within 12 months exclude. No promotion stacking; bank reserves a rolling 24-month incentive limit and abuse discretion. No minimum opening balance. Bonus within 14 days after all conditions, including 90 days open. Remain open until payment; completing the 90-day condition does not establish safe closure. A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing. Regional offer; residence must be in one of the listed states. Promotion code must be claimed through the issuer offer page at opening. SuperChurn does not determine issuer approval or complete bonus eligibility. Confirm the offer in your own application; tracked progress is based on information you enter.