Perks Checking

Checking

$400

Cash bonus

Apply Track this bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 3 are required

$500 direct deposit within 90 days
Receive $500 qualifying regular ACH direct deposits.
Direct deposit · Within 90 days of account opening
Terms: “total qualifying direct deposits of $500 or more within 90 days from account opening.”
Confirm the account has remained open for at least 90 days. Record the actual qualifying date; never complete early.
Other requirement · No deadline stated in the terms
Terms: “Maintain an open account status”
Confirm regional eligibility and promotion code at opening.
Other requirement · No deadline stated in the terms

Who can get this bonus

1 per 12 monthsNew customers only“Existing personal-checking relationships, including fiduciary, or closure within 12 months exclude.”

From Huntington’s offer terms · checked Oct 5, 2026. Eligibility is the bank’s decision; confirm with it before you apply.

Fees and keeping the account open

Monthly fee: $10; Waived with $1,000 total monthly deposits OR $5,000 eligible relationship balances.
Keep the account open: Not stated; A fixed safe-close date or post-bonus holding period was not established. Confirm applicable closure, forfeiture and account-agreement terms with the issuer before closing.
When the bonus posts: About 14 days after the requirements are met; Bonus within 14 days after all conditions, including 90 days open. Remain open until payment; completing the 90-day condition does not establish safe closure.
Available in: AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, TN, TX, WV, WI; Regional offer; residence must be in one of the listed states. Promotion code must be claimed through the issuer offer page at opening. New offer cycle started: bonus dropped from $600 to $400 and the apply-by deadline moved from Sep 30, 2026 to Jan 15, 2027. A separate Platinum Perks Checking tier ($600 bonus, $25,000 new-money deposit) now also appears on the same page but is a different product, not tracked here.

Offer terms

Open a new Huntington Perks Checking account with your promotion code by January 15, 2027. Set up and receive total qualifying direct deposits of $500 or more within 90 days from account opening. Qualifying direct deposits are regular, periodic ACH credits (payroll, salary, pension or government payments); RTP, P2P payments (PayPal, Zelle, Venmo) and transfers from another Huntington account do not qualify. Maintain an open account status in the eligible checking account for 90 days. Bonus deposited within 14 days of meeting the promotion requirements. Existing personal-checking relationships, including fiduciary, or closure within 12 months exclude. Cannot be combined with any other consumer checking offer. Reported on Form 1099-INT. Huntington reserves a rolling 24-month incentive limit across deposit accounts and abuse discretion.