Verified termsApply by Dec 31, 2026

Navy Federal Credit Union

New Member Checking Offer

Checking

$400

Cash bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

All 2 are required

  1. $500 direct deposit by Apr 30, 2027

    Receive qualifying direct deposits of $500+ recurring in at least 3 of 4 consecutive months, by Apr 30, 2027

    Direct deposit · By Apr 30, 2027

    Terms: “totaling at least $500 and recurring for at least 3 out of 4 consecutive months”

  2. Join with promo code CHK26SRC and open checking as primary owner by Dec 31, 2026; confirm military-affiliated eligibility and no membership closed in the past 270 days

    Other requirement · No deadline stated in the terms

Fees and keeping the account open

Monthly fee
Not stated
Keep the account open
Not stated
Offer terms

Join Navy Federal using promo code CHK26SRC between 10/1/2026 and 12/31/2026, open a checking account as primary owner by 12/31/2026, and complete qualifying direct deposit transactions by 4/30/2027: at least $500 recurring for at least 3 out of 4 consecutive months into Navy Federal deposit accounts where you are an owner (recurring employer, military pay or government ACH, or the other qualifying deposit types in the issuer terms). The bonus is deposited into your Membership Savings Account by 7/30/2027, and that account must be open and in good standing. Not valid for existing members or applicants whose Membership Share Savings account was closed within 270 days before the new membership.

Source and verification

Verified Oct 13

Checked against the source below. Terms can change, so confirm with the issuer before applying. How we check offers

Last verified
Oct 13, 2026
Source
Official issuer terms
Terms effective from
Oct 1, 2026
Last day to apply
Dec 31, 2026

View official issuer terms (opens the issuer's site in a new tab)

Similar bonuses

Associated Bank

Verified terms

$600

Access Checking

Checking

  • 1 per 24 months
  • Per person
Requirement
$500 direct deposit within 90 days · +1 more
Fee
No monthly fee
Expiration
Apply by Oct 31, 2026

Free weekly email

New bank and card bonuses, every week

The best new and increased bonuses, checked against the bank's own terms. One email a week, no spam.

Free. Unsubscribe anytime. See our Privacy Policy.

Free weekly email

New bank and card bonuses, every week

The best new and increased bonuses, checked against the bank's own terms. One email a week, no spam.

Free. Unsubscribe anytime. See our Privacy Policy.