Virtual Wallet with Performance Select

Checking

$400

Cash bonus

Apply Track this bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

$5,000 direct deposit within 60 days
$5,000+ in qualifying direct deposits to the Spend account
Direct deposit · Within 60 days of account opening
Terms: “Set up and receive total qualifying direct deposit(s) within the first 60 days ... at least ... $5,000 for Virtual Wallet with Performance Select”

Who can get this bonus

1 per 24 months“Not for anyone with a PNC consumer checking account, who closed one in the last 12 months, or who got a PNC promotional premium in the last 24 months.”
New customers only“Not available if you have a PNC consumer checking account, closed one in the last 12 months, or received a PNC promotional premium in the last 24 months.”

From PNC’s offer terms · checked Sep 25, 2026. Eligibility is the bank’s decision; confirm with it before you apply.

Fees and keeping the account open

Monthly fee: $25
Keep the account open: Not stated

Offer terms

Open a new PNC Virtual Wallet with Performance Select from PNC's offer page (or in a branch with the coupon code) between Sep 1, 2026 and Jan 7, 2027. Receive $5,000 or more in qualifying direct deposits to the Spend account within the first 60 days: recurring paycheck, pension, Social Security or other regular income deposited electronically by an employer or outside agency. Cash-advance transfers, wires, person-to-person transfers, transfers between accounts, and branch/ATM/mobile/mail deposits don't count. (Plain Virtual Wallet earns $100 with $500 in direct deposits.) Stay in the same product to keep the reward. Credited 60–90 days after qualifying; the account must remain open. Not available if you have a PNC consumer checking account, closed one in the last 12 months, or received a PNC promotional premium in the last 24 months. May vary by market. May be reported to the IRS.