Simply Right Checking

Checking

$500

Cash bonus

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How to earn it

All 2 are required

1 direct deposit within 90 days
At least 1 qualifying direct deposit
Direct deposits · Within 90 days of account opening
Terms: “have 1 or more direct deposits post to the account within the first 90 days”
Maintain $5,000 for 90 days
Average daily balance of $5,000+ over the first 90 days ($2,000 earns $300)
Maintain balance · Within 90 days of account opening
Terms: “maintain an average daily balance of $5,000 or more ... within the first 90 days”

Fees and keeping the account open

Monthly fee: $10; Waived in any month with at least one posted financial transaction (deposit, withdrawal, etc.).
Keep the account open: 90 days after account opening; Keep the account open at least 90 days and until the bonus is paid.
When the bonus posts: About 120 days after the requirements are met; Paid within 30 days after the 90-day period; the account must be open and in good standing.
Available in: NH, MA, RI, CT, DE, NY, NJ, PA, FL; Open in a Santander branch with the promo code from Santander's offer page. Florida: Miami-Dade, Monroe and Broward counties and ZIP 34141 only. Not available if any owner is a current Santander checking customer or had one in the last 12 months. Also eligible: Private Client, Select and Essential Checking. $300 tier with a $2,000 average balance.
Taxes: Usually reported on a 1099-INT (as interest).

Offer terms

Open a new Santander Simply Right Checking account (or Private Client, Select or Essential Checking) in a branch with Santander's promo code by Dec 18, 2026. Within the first 90 days, have at least one qualifying direct deposit (paycheck, pension, government benefits or other regular income deposited electronically) and keep an average daily balance of $5,000 or more to earn $500, or $2,000 or more to earn $300. Teller, wire, debit-card, ATM, online/mobile transfers and P2P (Zelle, Venmo) don't count as direct deposits. The account must stay open at least 90 days; the bonus is paid within 30 days after, if the account is open and in good standing. Only for residents of NH, MA, RI, CT, DE, NY, NJ, PA, or Miami-Dade, Monroe and Broward counties (and ZIP 34141) in Florida. Not available if any owner is a current Santander checking customer or had one in the last 12 months. Reported on Form 1099-INT.