Checking and Savings

Checking

$400

Cash bonus

Apply Track this bonus

Tracking is free: SuperChurn keeps every requirement and deadline for this bonus in one place. No bank login needed.

How to earn it

$5,000 direct deposit within 25 days
$5,000+ in eligible direct deposits within 25 days of your first one
Direct deposit · Within 25 days of the start date in the terms
Terms: “we will add up the Total Eligible Direct Deposits received over the next 25 calendar days”

Fees and keeping the account open

Monthly fee: None
Keep the account open: Not stated
Taxes: Usually reported on a 1099-MISC.

Offer terms

For SoFi members who have never set up direct deposit with SoFi (one bonus per member). Your first Eligible Direct Deposit must arrive by Dec 31, 2026. SoFi totals the Eligible Direct Deposits received in the 25 calendar days after the first one: $1,000–$4,999.99 earns $50; $5,000 or more earns $400. Eligible Direct Deposits are recurring payroll, pension or government benefit deposits from an employer, payroll/benefits provider or government agency; P2P transfers (Zelle, PayPal, Venmo), merchant payments, bank ACH transfers, wires, checks and IRS refunds don't count. Paid within 7 business days of completing the requirements; the account must be open and in good standing then. Reported on Form 1099-MISC. No account fees.