Everyday Checking

Checking

$500

Cash bonus

This offer has ended, so it's shown here for reference only. See current offers below.

How to earn it

$1,000 direct deposit within 90 days
$1,000+ in qualifying electronic deposits
Direct deposit · Within 90 days of account opening
Terms: “receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening”

Who can get this bonus

1 per 12 months“Not available if you received a Wells Fargo consumer checking bonus in the last 12 months.”
Per person“One bonus per customer/account.”The limit counts you as an individual (your SSN).

From Wells Fargo’s offer terms · checked Sep 27, 2026. Eligibility is the bank’s decision; confirm with it before you apply.

Fees and keeping the account open

Monthly fee: $15; Waived each fee period with a $1,500 minimum daily balance, $500+ in qualifying electronic deposits, $5,000+ in qualifying balances, primary owner aged 17–24, or qualifying military direct deposit.
Keep the account open: Until the bonus posts; Keep it open until Wells Fargo deposits the bonus (within 30 calendar days of meeting the requirement). No early-closure fee in the consumer fee schedule (effective July 28, 2026) and no timed clawback, but Wells Fargo may reverse a bonus if it suspects abuse.
When the bonus posts: About 30 days after the requirements are met; Within 30 calendar days of meeting the requirements.

Offer terms

New consumer checking customers only (primary owner). Open a new Everyday Checking account from Wells Fargo's $500 offer page by Oct 6, 2026; the bonus offer code is applied automatically when you complete the online application from that page. Receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening: ACH direct deposits (salary, government benefits, other income), RTP/FedNow instant payments, or card-network credits (e.g. Original Credit Transactions). Transfers between accounts, mobile deposits, Zelle and branch/ATM deposits don't count; Early Pay Day deposits count once posted. Bonus paid within 30 calendar days of meeting the requirement; the account must stay open until then. Not available if you received a Wells Fargo consumer checking bonus in the last 12 months. One bonus per customer/account. If Wells Fargo suspects bonus abuse, it may close or restrict the account and decline or reverse the bonus. Reported as income to tax authorities. A $325 version of this offer (same requirements) runs until Oct 13, 2026.